Health Insurance
The St. Tammany Parish Public School System offers medical insurance coverage for eligible employees, certain dependents and retirees.
Active Employee Benefits and Coverage
Retired Employee Benefits & Coverage (BCBS)
Blue Cross Blue Shield Retirees
Humana Retirees (Enrolled in Medicare Parts A and B)
- Summary of Benefits/Summary of Prescription Benefits (Humana HMO)
- Summary of Benefits/Summary of Prescription Benefits (Humana PPO)
- Premiums
- Schedule of Benefits
- Plan Document (Humana HMO)
- Plan Document (Humana PPO)
Summary of Benefits/Summary of Prescription Benefits (Humana HMO)
Summary of Benefits/Summary of Prescription Benefits (Humana PPO)
Premiums
Schedule of Benefits
Plan Document (Humana HMO)
Plan Document (Humana PPO)
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Other Health Insurance Information
- Open Enrollment
- Updates
- Notice of Special Enrollment Rights
- Supplemental Life Insurance Premiums
- Annual Notices
- First Financial Employee Benefits
- Health Insurance Vesting Schedule
Open Enrollment
Updates
Notice of Plan Changes for 2023
2024 Flexible Spending Account and Retirement Plan Limits
On Nov. 9, 2023, the IRS released IRS Revenue Procedure 2023-34 which provides adjustments for Flexible Spending Accounts in 2024. Additionally, on Nov. 1, 2023, the IRS released Notice 2023-75 which provides 2024 cost-of-living increases for retirement plans. Please take note of the adjustments listed below.
2024 Flexible Spending Account Adjustments
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$3,200 |
$3,050 | |||
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$640 | $610 | |||
| Monthly limit on fringe benefit exclusion for transit and parking | $315 | $300 | |||
| Maximum exclusion for qualified adoption expenses furnished pursuant to an adoption assistance program | $16,810 | $15,950 | |||
| Maximum reimbursement from a qualified small employer health reimbursement arrangement | $6,150 ($12,450 for family coverage) | $5,850 ($11,800 for family coverage) |
2024 Retirement Plan Adjustments
The catch-up contribution limit for retirement Plan participants aged 50 or older remains at $7,500 for the 2024 tax year. This limit applies to 403(b) and 457(b) plans.
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$23,000 | $22,500 | |||
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415(c) Defined Contribution Limit Maximum employer contribution and elective deferral limit to 403(b)/401(a) Plan(s) |
$69,000 | $66,000 | |||
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457(b) Plans |
$23,000 | $22,500 |
Free Government At-Home COVID-19 Tests
COVID-19 Tests at No Costs Through Prescription Benefits
Notice of Plan Changes for 2022
COVID Screening Referral
ESI Delays Removing Sam's Club Pharmacies from its Network until March 31, 2021
Formulary Update (Effective 04/01/21)
Express Scripts' SaveonSP Covers More Drugs (Effective 07/01/20)
Express Scripts National Preferred Formulary Updates (Effective 07/01/21)
RxBenefits Notice
Notice of Special Enrollment Rights
If you are declining enrollment for yourself or your dependents (including your spouse) because of other health insurance or group health plan coverage, you may be able to enroll yourself and your dependents in this plan if you or your dependents lose eligibility for that other coverage (or if the employer stops contributing toward you or your dependents’ other coverage). However, you must request enrollment within 31 days after you or your dependents’ other coverage ends (or after the employer stops contributing toward the other coverage).
In addition, if you have a new dependent as a result of marriage, birth, adoption, or placement for adoption, you may be able to enroll yourself and your dependents. However, you must request enrollment within 31 days after the marriage, birth, adoption, or placement for adoption.
Effective April 1, 2009, if either of the following two events occur, you will have 60 days from the date of the event to request enrollment in your employer’s plan:
• Your dependents lose Medicaid or CHIP coverage because they are no longer eligible.
• Your dependents become eligible for a state’s premium assistance program.
To take advantage of special enrollment rights, you must experience a qualifying event and provide the employer plan with timely notice of the event and your enrollment request.
To request special enrollment or obtain more information, contact St. Tammany Parish School Board at (985) 892-2276.
Supplemental Life Insurance Premiums
Annual Notices
First Financial Employee Benefits
Employees may elect to participate in a variety of supplemental insurance programs through First Financial Group of America. Some programs may include disability, cancer, etc. Get more information about insurance programs on the First Financial Site for STPSB Employees.
Health Insurance Vesting Schedule
Effective July 1, 2007 employees who enroll in the St. Tammany Parish School Board’s (STPSB) Health Insurance plan will be subject to the following premium reduction rates at the time of retirement:
• Less than 10 years of STPSB health insurance coverage: the school system will pay 25% of its normal
contribution rate
• 10 – 14.99 years of STPSB health insurance coverage: the system will pay 50% of its normal contribution rate
• 15 – 19.99 years of STPSB health insurance coverage: the system will pay 75% of its normal contribution rate
• 20 or more years of STPSB health insurance coverage: the system will pay 100% of its normal contribution rate
Contact
Human Resources
985-898-3254